Underwriter
Revenued Albania is the rapidly expanding Tirana branch of Revenued, LLC, a fintech company founded by leaders in the U.S. alternative small business financing industry. Since Revenued Albania's start, we have been committed to offering top-tier talent opportunities in Sales, Customer Service, Debt Collection, Legal Services, Underwriting, Marketing, Data Science, and Technology.
At Revenued Albania, we not only attract exceptional talent but also provide competitive compensation and benefits, including private medical insurance, ongoing training, performance bonuses, transportation, and real opportunities for career growth. Our modern offices are located in the ETC Business Center, featuring sweeping views of Tirana, with convenient access to an attached shopping mall, food court, bars, and more.
Join us and become part of a thriving fintech company, where you can work alongside ambitious, career-driven professionals. Don’t miss your chance to grow with us!
We are seeking a detail oriented individual to join our Underwriting team. You will work closely with our US partners to review, analyze and price deals by evaluating credit history, assets, the size of the cash advance requested and determine payback terms.
We provide all the necessary training you will need for this role (fully paid during training period).
Working hours 2:30pm - 10:30pm
Job Duties and Responsibilities:
- Conduct detailed financial analysis to determine the credit worthiness of merchants, perform risk-based underwriting reviews of applications which includes the analysis of credit reports, bank statements, and various other business documentation.
- Determine Merchants financial capability re-pay via in depth review and verification of information.
- Issue approvals or denials and set terms and rates for small business funding;.
- Review of transactional activity and make corresponding adjustments to credit limits.
- Analyze applicants' data.
- Assess applicants' risk.
- Interact with the internal sales team.
- Research applicants as necessary.
- May be required to perform other tasks and duties reasonably related to job responsibilities.
Experience/Knowledge, Skills & Abilities:
- Bachelor's degree in Finance or related field is preferred.
- Certification and courses in mathematics, business, economics, and finance are highly preferred.
- Ability to recognize positive and negative trends in cash flow and banking activity.
- Previous credit analysis or underwriting experience is a plus.
- Prior experience in Bank Reconciliation.
- Familiarity with US business culture.
- Strong analytical skills;
- Ability to multitask, work independently and prioritize in a fast-paced environment.
- Detail-oriented and excellent skills in calculating risk
- Strong communication skills
- Decision-making and critical thinking skills
- C1 Proficiency in written and spoken English.
We thank you for your interest in career opportunities with Revenued Albania. Due to the high volume, only those candidates selected for an interview will be contacted.